Winter weather can be unpredictable, and icy roads are a common hazard for drivers in Boiling Springs, SC. If you’ve ever wondered how your auto insurance protects you after sliding on ice and damaging your car, understanding the difference between collision and comprehensive coverage is key.
What Does Collision Coverage Handle?
Collision coverage is designed to pay for damages to your vehicle caused by accidents involving other cars or objects. For example, if you slide on ice and hit a guardrail while driving through Boiling Springs, collision coverage would help cover the cost of repairs to your car. It’s especially useful for accidents where you’re at fault, making it a must-have for icy road conditions.
What About Comprehensive Coverage?
Comprehensive coverage, on the other hand, protects your car from non-collision-related incidents. While it won’t cover damages from sliding on ice, it does cover events like hail damage, falling tree branches, or vandalism. For Boiling Springs drivers, comprehensive coverage is a great way to safeguard against unpredictable weather and other risks.
Which Coverage Do You Need for Ice Damage?
When it comes to sliding on ice and damaging your car, collision coverage is the type of insurance that applies. Comprehensive coverage won’t cover accidents caused by icy roads, but it’s still an important part of a well-rounded policy. Ben Mason Insurance Agency recommends reviewing your coverage to ensure you’re prepared for all types of winter hazards in Boiling Springs, SC.
Get the Right Coverage with Ben Mason Insurance Agency
At Ben Mason Insurance Agency, we help Boiling Springs drivers find the right balance of collision and comprehensive coverage to stay protected year-round. Contact us today to learn more about your options and get the coverage you need for icy road conditions and beyond.
